Read the comments, I've just noticed the second one, by an Andrew at 2:42pm.
You get home insurace to safeguard against leaving the stove on and burning (only) your house down, or to protect against burgulars, not bushfires that kill 300 people.What kind of twit thinks this way? Using this logic your car insurance won't cover you if the accident is not your fault, or only if the car is stolen. Good grief.
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